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Terms Of Use

Welcome to GeniePay! By downloading, accessing, or using our mobile app and related services, you agree to comply with the following Terms of Use. Please read these terms carefully before using our platform.

1. Overview of Our Services

GeniePay is a digital platform designed to facilitate bill payments, airtime top-ups, data bundles, cable TV subscriptions, betting account funding, Showmax subscriptions, internet top-ups, and the purchase of exam registration pins (WAEC, NECO, NABTEB, and JAMB). By using GeniePay, you agree to use these services in accordance with these terms.

2. Account Creation and Responsibility

To access GeniePay’s services, you must create an account. You are responsible for maintaining the confidentiality of your account credentials (such as username and password) and for any actions that occur under your account. You agree to provide accurate and current information during the registration process and to update your details as necessary.

Account Security

You are fully responsible for all activities conducted under your account. GeniePay is not liable for any loss or damage resulting from unauthorized use of your account. In case of a security breach, you must notify us immediately.

3. Fees and Payments

Certain services offered by GeniePay may require transaction fees. These fees will be displayed at the time of purchase or use, and you agree to pay any applicable charges. All fees are non-refundable unless otherwise stated. GeniePay reserves the right to modify its fee structure at any time.

4. Acceptable Use of the Platform

When using GeniePay, you agree to comply with all applicable laws and regulations. You may not use the platform for illegal or unauthorized purposes, and you agree not to:

  • Engage in fraudulent activities.
  • Attempt to gain unauthorized access to other users’ accounts.
  • Interfere with the operation of GeniePay by introducing viruses or malicious code.
  • Reverse-engineer, decompile, or disassemble the app’s software.
  • Use the app for unauthorized commercial purposes.

GeniePay reserves the right to suspend or terminate your account if it detects any prohibited activities.

5. Termination of Service

GeniePay may terminate or suspend your access to the platform at any time, without prior notice, if you violate these Terms of Use or engage in fraudulent, illegal, or harmful activities. Upon termination, your account and access to services will be deactivated.

You may also terminate your account at any time by contacting customer support.

6. Intellectual Property Rights

All content, logos, designs, software, and trademarks available on the GeniePay platform are the intellectual property of GeniePay or its licensors. You are granted a limited license to use the platform for personal and non-commercial purposes only. You may not reproduce, distribute, or create derivative works from any GeniePay content without prior written permission.

7. Disclaimers and Limitations of Liability

Service Availability

GeniePay provides services on an "as is" and "as available" basis. We do not guarantee that the platform will always be secure, error-free, or accessible at all times. GeniePay disclaims any liability for service interruptions or technical issues.

No Warranties

GeniePay makes no warranties or representations, express or implied, regarding the reliability, accuracy, or completeness of the services provided. We disclaim any implied warranties, including those of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

To the maximum extent permitted by law, GeniePay will not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from the use of or inability to use the platform. This includes, but is not limited to, loss of data, profits, or business opportunities, even if GeniePay has been advised of such damages.

8. Privacy and Data Security

Your privacy is important to us. By using GeniePay, you agree to the collection, use, and sharing of your personal information in accordance with our Privacy Policy. We take reasonable measures to protect your data but cannot guarantee absolute security.

9. Changes to the Terms of Use

GeniePay may modify these Terms of Use at any time. Any changes will be posted on our website or app, and your continued use of the platform after such changes signifies your acceptance of the updated terms.

10. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of Nigeria. In the event of any dispute arising from or related to these terms, both parties agree to resolve the issue through amicable negotiations. If a resolution cannot be reached, the dispute will be subject to the jurisdiction of Nigerian courts.

11. Contact Information

If you have any questions, concerns, or feedback regarding these Terms of Use or the GeniePay app, please contact us at:

Email: support@geniepay.com